Bankers need to have the customers' consent in order to scrap the addenda created based on Ordinance 50, on making retail loan costs more transparent, even if they were not signed by the debtors and were considered as tacitly accepted, say Constitutional Court judges.

"The provisions stating that addenda not signed by customers will produce their effects in line with their terms, barring the situation where consumers or lenders notify the other party to the contrary (...) need to be interpreted as requiring the consumer's consent to the above-mentioned notification," note the judges of the Constitutional Court in the decision on the claim of unconstitutionality of law 288/2010 connected to Ordinance 50, brought by several deputies.

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