The First Home scheme might undergo significant changes next year when the guarantee provided by the state could go down and the maximum amount that clients borrow could be raised, banking sources say, which means banks will take some of the risks taken by the state in full so far.

Bankers and Finance Ministry are currently discussing the expansion of client eligibility and even the destination of the money, to the end of increasing financing on a market that is not showing signs of a rebound.

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